The European Digital Payments Industry Association (EDPIA) is calling on EU institutions to recognise digital payments as a strategic asset essential to Europe’s economic sovereignty and resilience. Without European-led innovation in this space, the bloc risks ceding critical infrastructure to global competitors – undermining both its independence and growth potential.
We chart an ambitious path forward: broadening access to digital payments for businesses and citizens, championing European innovation, and completing the Digital Single Market to unlock competition and economic strength.
From instant payments and digital wallets to embedded finance and account-to-account transfers, we argue that a forward-thinking policy framework can transform digital payments from a convenience into a competitive advantage. Read the full manifesto to discover how Europe can harness this untapped potential and build the resilient, sovereign payment ecosystem the continent needs.